Prorated and Non-Prorated Warranties
With a non-prorated warranty, should your mattress fail during the warranty period, it will be replaced or refunded 100%. With a prorated warranty, should your mattress fail during the warranty period, you will be reimbursed for the remaining portion of the warranty. For example, a prorated mattress with a 10-year warranty that fails after 5 years will be reimbursed 50%.
A Protected Investment
When you purchase something expensive, like a mattress, you certainly want to make sure that your investment is protected. You want to know that you can count on what you purchased to last you as long as it should, and if not, you want to know that you're backed by a trusted manufacturer. Mattress warranties can be a little confusing, especially the terms prorated and non-prorated. It can also seem backwards, because the term "prorated" sounds more positive than "non-prorated," but a non-prorated warranty is actually the better of the two.
Prorated vs. Non-prorated
A non-prorated warranty protects all aspects of the mattress replacement or repair for the duration of the term. With a non-prorated warranty, you get full protection and will not to have to cover any costs for replacement or repair. With a prorated warranty, you may incur some of the costs of repair or replacement. It essentially means that the manufacturer will pay for the part or aspect of the mattress that failed. Unfortunately, you can't get inside of a mattress and fix individual components like you can with a car. As such, a prorated mattress claim could end up costing you a lot of money. Often, manufacturers will divide a warranty into a non-prorated and prorated term. For instance, a manufacturer may offer a 20-year warranty with the first ten years non-prorated and the last ten years prorated. These are common warranties, and they can be trusted. However, if you come across a mattress with a fully prorated warranty, you should know what that covers. Remember, mattresses aren't cheap, so it's important to purchase one that will accommodate your needs for years to come.